A heads-up
Your energy payment went up.
€160€205+€45
Higher than your usual payment. Check what changed.
Made for life.
All of it.
Your AI money assistant.
Clearer finances. More informed decisions.
Read-only access. You stay in control.
Hello, bigger picture
All your money.
A little more
headspace.
Ask about your money in everyday words. Understand a higher bill, find costs worth reviewing, and turn the bigger picture into a practical next step.
See how it helps
JGood morning, Jamie
Your money, at a glance
A little clearer.
Net worth€24,860.00Your assets, minus your debts
MayOctober
Spent this month€1,420See where it went ↗
Coming up€3853 planned bills
This month's budget€680 left to spend
€1,420 of €2,100
More understanding. More possibilities.
See the change.
Find your
next step.
A list of payments only tells you so much. Geldee helps you understand
what matters, what to check, and where you might have more room.
Understand the change.
Ask AI what stands out in your finances, with the numbers behind the answer.
A clearer answerWhy did this month cost more?
+€45on your energy paymentUsual payment€160Latest payment€205Start with the bill. Did your usage or rate change?
Spot room to save.
Find recurring costs worth comparing, before another month slips by.
Worth comparingYour internet contract
€336yearly difference worth a lookYour monthly cost€78Illustrative reference€50Check the speed, end date and any exit fees.
A comparison, not a live offer or promised saving.Check what you could claim.
Explore Dutch allowances and tax opportunities using the details you confirm.
Made for life hereHealthcare allowance
ZorgtoeslagCould it apply to you?Your household situationYour income and assetsCheck your details, then follow the official source.
An eligibility check, not an AI decision.
The full picture behind the advice
Know more.
Choose better.
Connected spending, bills and wealth give every question useful context.
Choose a tab to explore. Examples rotate every three seconds until you interact.
Find the room
in your routine.
See which habits add up. Ask AI what changed and where you could make more room.
small changes start with clarity.SpendingOctober ⌄
This month€1,420One bill. A clearer picture.
Food & groceries€540
Getting around€280
Good times€360
Everything else€240€240 after the energy bill
Energy bill arrives€160Included in Everything else.
A higher bill?
Look a little
closer.
Spot rising bills and subscriptions. Know what is still due before deciding what to put aside.
notice it. understand it. decide.Coming upOctober
Room to plan ahead.
MON12TUE13WED14THU15FRI16
Energy14 October
€160
Internet18 October
€45
Insurance22 October
€180
Still to come€385
What could
you do next?
Bring savings, investments and debts together. Explore buffers, fees and your next step with AI.
a plan that starts with you.Your wealthOverview
Net worth
€24,860
Assets€28,360
Debts€3,500
Useful things you might miss
Good to know.
Even better to act.
A payment that looks off. Support you might qualify for. A contract worth comparing.
Geldee brings the useful details into view, so you can decide what to do next.
Sign in to GeldeeWorth a look Dutch benefits & tax
Could you be missing out?
Check allowances such as zorgtoeslag and tax opportunities such as pension relief, based on your situation.
Eligibility checks, with official sources to follow. Lower everyday bills
Same essentials. A better deal?
Compare energy, internet and insurance costs with Dutch reference prices. Check your contract dates before exploring a switch.
A little perspective
Take the
wider view.
Understanding your money changes what you can do with it.
Make room for what matters.
The trip you keep talking about. A home that feels like you. A little more peace of mind. Give it a plan.
Sign in to explore savingsChoose a goal to explore. Stories rotate every three seconds until you interact.
That dream trip
€2,450
saved of €4,000
Monthly plan€200
A better home
€18,600
saved of €30,000
Monthly plan€450
Room to breathe
€4,200
saved of €6,000
Monthly plan€150
Your questions. Your priorities.
Less “where did it go?”
More “what can I do?”
From a bill that changed to a goal that feels far away.
Start with a question, not a spreadsheet.
A little help with
the next step?
the next step?
What should I look at first?
Your energy payment is €45 higher than usual. Start by checking the bill, then compare your contract options.
AI, woven into Geldee
Your finances.
In plain language.
“Why was this month more expensive?” “What should I look at first?” Ask AI about your own numbers, understand the trade-offs, and find a practical place to start.
- Explain a change
- Explore your priorities
- Plan your next step
AI is optional and can make mistakes. It cannot move your money. You decide what to do, and check important answers against your records.
How your information is usedRead-only. You keep control.
Geldee's bank connections are read-only. Your money stays at your bank, and Geldee cannot move it.
Your bank login stays yours.
Approve a connection with your own bank. Your bank password is never shared with Geldee.
Your records stay private.
Your financial records are stored in Frankfurt, Germany. Access follows your workspace permissions. No advertising trackers. No selling your data.
Good questions. Clear answers.
Getting started, your bank connection, and how your information is used.
Do I need to connect a bank?
No. You can import supported bank statements or enter information yourself. Bank connections are optional. Geldee works in your phone or computer browser, and you can add it to your phone's home screen.
What can Geldee access at my bank?
Geldee is not a bank and does not hold or move your money. With your approval, Enable Banking retrieves balances and transactions from the accounts you connect. Enable Banking Oy is the licensed account-information provider. Geldee cannot initiate a payment. You approve access with your bank, and your bank password is never shared with Geldee.
What does the AI see?
AI is optional; spending, bills and wealth tracking work without it. When you use a built-in AI feature, relevant financial information and your messages are sent to Anthropic for processing. Depending on the feature, this can include transactions, balances, goals and your first name. That processing may take place outside the EU. Anthropic does not use API inputs or outputs for model training by default. The built-in assistant's tools are read-only. Where external agent connections are enabled, your chosen provider receives only the data you allow under its own terms. Any proposed financial change needs your separate approval in Geldee.
Read the privacy detailsHow much should I rely on a suggestion?
AI helps you understand your numbers, but it can get things wrong. Contract comparisons use reference prices, not live offers. Dutch benefits and tax checks rely on the household details you confirm. Verify eligibility, current rules and contract terms with the official source before acting. Geldee does not guarantee savings or replace qualified financial advice.
Can I disconnect or delete my data?
You can disconnect a bank in Settings to stop future syncing, or revoke access with your bank. Disconnecting does not erase records already imported. You can export records from Settings. For a full data copy or deletion, contact privacy@geldee.com.
What about cookies and tracking?
This public website uses no advertising or analytics cookies. The app uses essential cookies for signing in, choosing your workspace and privacy mode, plus browser storage for app preferences. We don't use advertising trackers or sell your information.
